Cartoon: The Mindset Unlock
by Martin Goetzinger on Feb 25 2026
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When AI Breaks the 30-Year Mortgage
by Martin Goetzinger
on Feb 24 2026
The 30-year mortgage has long been the backbone of homeownership, built on the assumption of stable, lifelong employment. But as AI and robotics usher in structural job displacement what happens to this foundational system?
If Software Has No Moat Anymore, How Do You Build Something That Does?
by Martin Goetzinger
on Feb 18 2026
In a world where software can be cloned overnight, traditional product moats are crumbling. Founders must shift focus to building defensible systems through owned distribution, embedded workflows, proprietary data loops, interconnected ecosystems, unshakeable trust, and relentless speed. This isn't the end, it's an opportunity for those who build gravity over features.
